Charlie AI for Managed Investing

Charlie for investment advice

Deliver personalized investment advice

at scale.

Deliver personalized investment advice

at scale.

Deliver personalized investment advice

at scale.

Charlie combines conversational AI with suitability profiling, goal-based investing, portfolio construction and ongoing portfolio advice, enabling banks to serve more clients with compliant, explainable digital advice.

Charlie combines conversational AI with suitability profiling, goal-based investing, portfolio construction and ongoing portfolio advice, enabling banks to serve more clients with compliant, explainable digital advice.

See Charlie in action

Built for banks and wealth managers.

ISO 27001 certified
Top-rated & awarded
Trusted by wealth management leaders.

SpareBank 1

odeabank

CIO GROUP

01 Capabilities

Advice that scales
with your business
Advice that scales with your business

Bring personalized investment advice to more clients, grow advised assets and improve efficiency, without compromising on control.

Scale advice profitably

Serve a broader client base with personalized digital advice, without increasing advisor capacity at the same rate.

Grow advised AUM

Help more clients move from savings into suitable investment portfolios through personalized guidance, goal-based investing and continuous engagement.

Stay in control

Keep every recommendation within your suitability framework, investment strategy, product universe and governance rules, with deterministic guardrails around the AI.

02 Agent foundations

A complete foundation for
AI-powered investment advice.

Charlie combines conversational AI with investment capabilities, your bank’s systems and deterministic controls. So every interaction stays grounded in the client, portfolio and mandate.

Get in touch

Approved financial and data tools connected to Charlie agents

Connect to your investment stack

Charlie connects to InvestSuite capabilities and third-party systems through APIs and integrations, from portfolio data and market information to execution and banking services.

Keep advice within your mandate

Suitability, portfolio construction, product eligibility and mandate rules remain deterministic. Charlie uses these controls to guide conversations and propose only valid next steps.

Give Charlie the right capabilities

Configure which tools and actions Charlie can use for each journey, such as profiling a client, analysing a portfolio, constructing a proposal, explaining performance or initiating an approved action.

Charlie knowledge base dashboard in a modern office

Ground every answer in your knowledge

Connect product documentation, investment policies, research and internal knowledge. Charlie retrieves the relevant information when it needs to explain, advise or answer a client question.

03

How it works

From client question to governed
action, in one controlled flow

Explains

Charlie uses portfolio context and validated data to make the bank's rationale understandable, with sources and timestamps for material figures.

Guards

Suitability, mandate, eligibility, and trade constraints sit outside the language model. Missing or conflicting data fails closed or escalates.

Orchestrates

Charlie routes the next approved step. Advisory execution requires client confirmation; discretionary action requires a valid mandate and the bank's controls.

03

How it works

From client question to governed
action, in one controlled flow

Explains

Charlie draws on the client’s portfolio and validated investment data to explain the bank’s advice in clear language, with sources and timestamps for key figures.

Guards

Suitability, mandate, product eligibility and trade rules are checked outside the language model. Missing or conflicting information stops the process or triggers a review.

Acts

Charlie turns advice into action. From building personalized investment proposals to executing approved orders with client confirmation. Portfolio updates, automated workflows and timely notifications keep clients engaged beyond the conversation.

03

How it works

From client question to governed action, in one controlled flow

Explains

Charlie uses portfolio context and validated data to make the bank's rationale understandable, with sources and timestamps for material figures.

Guards

Suitability, mandate, eligibility, and trade constraints sit outside the language model. Missing or conflicting data fails closed or escalates.

Orchestrates

Charlie routes the next approved step. Advisory execution requires client confirmation; discretionary action requires a valid mandate and the bank's controls.

03

How it works

From client question to governed
action, in one controlled flow

Explains

Charlie uses portfolio context and validated data to make the bank's rationale understandable, with sources and timestamps for material figures.

Guards

Suitability, mandate, eligibility, and trade constraints sit outside the language model. Missing or conflicting data fails closed or escalates.

Orchestrates

Charlie routes the next approved step. Advisory execution requires client confirmation; discretionary action requires a valid mandate and the bank's controls.

Eight layers of control

A prompt can produce a chatbot. Charlie combines deterministic investment services, permissions, observability, and configurable AI for regulated managed investing.

04 Agent workflows

Specialist agents for every investor conversation
one governed experience

Charlie selects the right agent, calls only approved tools, and keeps every step visible. From the client’s question to the final answer or action.

Charlie tool router6 approved calls for this agent
PortfolioList robo portfolios
CompositionGet robo portfolio composition
HoldingsGet robo portfolio holdings
ActivityGet robo portfolio activity
PerformanceGet portfolio P&L breakdown
CashGet cash overview
01 / Start
Client portfolio questionCharlie identifies the right managed-investing agent.
02 / Context
Fetch approved contextIdentify portfolio
Composition & holdingsActivity & P&L
03 / Control
Look through positionsCheck mandate & suitability
Explain the portfolio

05 Go live

Connects to the stack you already trust.
Connects to the stack you already trust.
Connects to the stack you already
trust.

Deploy Charlie as a standalone intelligence layer or with InvestSuite Robo Advisor. Connect portfolio, suitability, CRM, document, broker, and custodian services through SDK, API, or MCP. Supported model options are validated per deployment.

Deploy Charlie as a standalone intelligence layer or with InvestSuite Robo Advisor. Connect portfolio, suitability, CRM, document, broker, and custodian services through SDK, API, or MCP. Supported model options are validated per deployment.

Get in touch

SDK-ready

Embed Charlie inside your own product, with full control over the interface, flows, and experience.

Configurable styleguide

Adapt the UI to your brand system, tone of voice, and product experience.

API and MCP-ready

Integrate Charlie into your existing systems through APIs or MCP, with full visibility into interactions, behavior, and performance.

Bring your own LLM

Choose the model that fits your compliance, performance, and cost requirements. Swap providers as the market evolves. No rebuild required.

Connect ready-to-use brokers & custodians
Ready-to-use brokers & custodians
We support all cloud service providers

Cloud Infrastructure

06

AI team

Leverage a world-class
team of experts

Talk to an expert

Our quants and wealthtech engineers work as an extension of your product organization, helping you define the right approach, accelerate implementation, and launch with more confidence.

06

AI team

Leverage a world-class team of experts

Talk to an expert

Our quants and wealthtech engineers work as an extension of your product organization, helping you define the right approach, accelerate implementation, and launch with more confidence.

06

AI team

Leverage a world-class
team of experts

Talk to an expert

Our quants and wealthtech engineers work as an extension of your product organization, helping you define the right approach, accelerate implementation, and launch with more confidence.

See Charlie
on a managed portfolio
Thank you for your interest!

Bring a representative managed journey and our team will show how Charlie can explain, guide, and orchestrate it within your bank’s rules.

We will scope a focused demo or workshop around your service model, integrations, and governance.

FAQ

What is Charlie for managed portfolios?
How does the bank stay in control?
Which systems can Charlie connect to?
How does Charlie support digital onboarding?
Can Charlie explain a client’s portfolio and performance?
Can Charlie recommend or change a portfolio?
How does Charlie respond to market events?
How is client data handled?
Can Charlie match our brand and investment proposition?
Does Charlie replace advisers or support teams?
How quickly can we launch a managed-portfolio pilot?
What happens when data is missing or Charlie is uncertain?
Solutions brief

Meet the investing AI agent

Download solution brief

Solutions brief

Meet the investing AI agent

Download solution brief

Solutions brief

Meet the investing AI agent

Download solution brief

Solutions brief

Meet the investing AI agent

Download solution brief