In an age where digital innovation challenges every cornerstone of traditional finance, robo advisory technology promised a revolution that could democratise wealth management and transform the face of private banking. Yet, this anticipated seismic shift has taken a more complex and nuanced trajectory.

InvestSuite and Franklin Templeton embarked on a research project to uncover the 'whys' and 'hows' of goal-based investing in the UAE. Our mission was clear: to understand what motivates retail investors in this dynamic market and how they envision achieving their investment goals.

Building a portfolio of digital assets can be a complicated task because it’s quite new and different from traditional asset classes. But one thing is certain: approaching digital assets like traditional asset classes is a mistake. So, what’s the secret? We developed a way to intelligently build portfolios of digital assets. And we’ve put it to the test. It works in backtests and it also works in the market. Read the paper to learn more.

There is no lack of books on the many biases that undermine effective financial decision-making. But how do you actually counter the biased behaviour of an investor -in real time- on a 9:16 inch mobile screen? We did experimental research with University of Leuven’s Mintlab to find out if we could decrease the so-called ‘disposition effect’ using nudging techniques.

In this paper, we will explore how iVaR provides a next-generation, human-centric measure of risk that captures all risk dimensions an investor might care about. Building further on Dr. Markowitz groundbreaking work, we compare iVaR to traditional variance-based portfolios and find that iVaR tends to concentrate less and leads to more natural diversification. Dr. Markowitz was a pioneer in the world of economics and finance. His contributions and influence will remain a guiding force for us.

While seemingly worlds apart, the industries of luxury fashion and wealth management have more in common than you might think. Our CEO, Bart Vanhaeren, has written our newest white paper, 'Blueprints for the future of private banking: finding inspiration in fashion', which explores the ways wealth managers could find inspiration in high-end fashion's fast-tracked transformation, using it as a blueprint for future innovative ideas.